Microsoft 365 Copilot bundled availability and SaaS pricing pressure

Assume Microsoft broadly includes AI-intensive Microsoft 365 Copilot workflows in an existing Microsoft 365 enterprise subscription that previously required a separate Copilot charge. The inclusion takes effect by March 31, 2027, for at least two of Word, Excel, and PowerPoint, with no incremental Copilot fee and no new binding usage quota. Consider how wider bundled availability could reshape enterprise software budgets, usage expectations, and the pricing power of other enterprise and consumer SaaS products; do not assume specific winners, losers, or ticker returns.